Credit Management, Loan Portfolio and Recovery

Involves developing robust systems to evaluate the creditworthiness of potential borrowers.

Utilizes data analytics, financial assessments, and other tools to determine the risk associated with lending to specific individuals or businesses.

Specialization in crafting loan structures and terms that align with the financial capacity of borrowers.

Focuses on setting interest rates, repayment schedules, and collateral requirements to optimize the chances of successful repayment.

Involves managing the diversity of loan products and client segments within the microfinance portfolio.

Aims to balance risk and return by offering a mix of financial products that cater to different needs and risk profiles.

Specialization in ensuring that credit management practices adhere to relevant regulatory requirements.

Involves staying updated on financial regulations and implementing processes that align with legal and ethical standards.